Protections for the Community Spouse
| Community Spouse Resource Allowance (CSRA): | Minimum: $23,844 Maximum: $119,220 |
| Increased CSRA: | Not permitted. |
| : | Actuarially sound annuities are permitted. |
| Monthly Maintenance Needs Allowance: | Minimum: $1,966.25 Maximum: $2,980.50 |
| For explanation, click here. | |
Transfers
| Average monthly cost of nursing home care according to state: | $9,113 |
| For explanation, click here. | |
| Has a Long-Term Care Partnership program been implemented? | Yes |
| For explanation, click here. | |
Income
| Is the state an "income cap" state? | No |
| For explanation, click here. | |
Estate Recovery
| Has the state expanded the definition of "estate" beyond the probate estate? | No |
| Has the state included a hardship provision in its estate recovery plan? | Yes |
| For explanation, click here. | |
Home Equity Limit
| The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions. | $552,000 |
| For explanation, click here. If you need assistance understanding how any of these numbers impact you or a family member's eligibility for nursing home coverage through medicaid, or with a probate, estate planning or other elder law matters call the offices of Fabisch Law, L.L.C. to set up a consultation with Rhode Island Nursing Home Lawyer Matthew Fabisch at 401-324-9344. | |
